MOTOR TRUCK CARGO:
Basic Coverage --
Motor Truck Cargo – provides coverage for your legal liability
for the property of others as a carrier under tariff documents,
bills of lading or shipping receipts issued by you. This policy can
typically be endorsed to provide coverage that will meet your
individual needs such as reefer breakdown, loading & unloading
or wet steel coverage. Following is a brief explanation of some
optional coverages that may be available.
Some Optional Coverages:
Wet Steel – provides coverage for rust, which is typically excluded
in most cargo forms.
Reefer Breakdown -- provides coverage for cargo loss caused
by the mechanical or electrical breakdown or malfunction of a
temperature control system.
Terminal Coverage – provides coverage for commodities
being held in or at your terminal location for a period of time
longer than that allowed by the base cargo form.
Pollution Clean Up – provides coverage to extract pollutants
from land or water caused by a covered cause of loss.
Debris Removal – provides coverage for reasonable and
necessary costs to remove debris caused by and resulting
from a covered loss.
Striking of Load – provides coverage when something
(i.e. tree branch, viaduct, etc) hits the commodity being
transported and the tractor is not damaged.
Loading & Unloading – provides coverage for the
commodity while it is being loaded or unloaded.
Combined Deductibles – this coverage allows you
to pay only one deductible in the event a loss occurs
involving both physical damage and cargo.